The main objectives of the project are:

• Development of theoretical and practical approaches of commercial banks’ financial services access,

• Recommendations development for financial access efficiency growth,

• Financial services access barriers identification (including for groups with different levels of income),

• Comparative analysis of financial access for development of recommendations to improve access to financial services of commercial banks in the Republic of Armenia.

The main tasks of the project are:

• to develop approaches to the relevant structures to realize the importance of financial services access,

• to develop recommendations for the effective placement of commercial banks branch network and increase their efficiency,

• to assess the possibility of development of small and medium-sized businesses through financial access,

• to explore profitability growth opportunities of commercial banks by expanding access to financial services,

• to examine development trends for commercial banks branch network in the Republic of Armenia,

• to develop recommendations for improving the banking legislation.